Homeowners Insurance Quote
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Replacement Cost Options
Full replacement value for your home and belongings
Bundle for Savings
Save more when you combine home and auto policies
Storm & Theft Protection
Comprehensive coverage against natural disasters and theft
Fast Claim Support
Quick, responsive service when you need it most
Homeowners Coverage Overview
Key protections & optional enhancements.
Primary Sections
- Dwelling (A)
- Other Structures (B)
- Personal Property (C)
- Loss of Use (D)
- Liability (E)
- Medical Payments (F)
Popular Endorsements
- Replacement Cost Contents
- Water Backup / Sump Overflow
- Scheduled Jewelry / Valuables
- Equipment Breakdown
- Cyber / ID Theft
- Inflation Guard
Claim Examples
- Kitchen Fire: Dwelling + contents + loss of use.
- Wind Roof Damage: Dwelling repairs / mitigation.
- Slip & Fall Guest: Liability / medical payments.
Risk & Rating Factors
Roof age, electrical/plumbing/HVAC updates, location fire class, prior claims, protective devices, credit-based insurance score (where allowed).
Flood & earthquake typically excluded—ask about separate policies.