Terms of Service

1. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws.

2. Use of This Website

You agree to use this site for lawful purposes only. You may not:

• Use the site to submit false information
• Attempt to access unauthorized areas
• Copy, reproduce, or distribute site content without written permission
• Interfere with the website's functionality or security

3. Insurance Information Disclaimer

Information provided on this website is for general informational purposes only and does not constitute:

• A binding quote
• A guarantee of coverage
• An insurance contract

Final eligibility, rates, terms, and coverage are determined by the insurance carriers we represent and are subject to underwriting approval.

4. No Professional Advice

Content on this website should not be considered financial, legal, or professional advice. You should consult a licensed insurance professional—like us—before making insurance decisions.

5. Accuracy of Information

We strive to ensure all information is accurate and up to date. However, we do not guarantee that all content is free from errors or omissions. We reserve the right to correct or update content at any time.

6. Third-Party Links

Our website may contain links to third-party websites (such as insurance carriers or state insurance departments). We do not control or endorse these sites and are not responsible for their content, policies, or security.

7. Privacy & Data Collection

Any personal information submitted through this website is handled in accordance with our Privacy Policy, which explains how we collect, use, and protect your information.

8. Intellectual Property

All text, images, branding, logos, and design elements on this site are the property of 1Life Coverage Solutions and may not be used or reproduced without written permission.

9. Limitation of Liability

To the fullest extent permitted by law, 1Life Coverage Solutions is not liable for any damages resulting from:

• Use or inability to use the website
• Errors or inaccuracies in content
• Unavailable or interrupted website service
• Decisions made based on website content

10. Changes to Terms

We reserve the right to update, modify, or replace these Terms of Service at any time. Changes take effect immediately upon posting.

11. Governing Law

These Terms of Service are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.

12. Contact Information

If you have questions about these Terms, please contact us:

1Life Coverage Solutions

• Email: Support@1lifecoverage.com
• Phone: 216-455-7283